Home Insurance
Your home is one of your most valuable assets. Compass helps you explore suitable home insurance options from our carrier partners where available — designed to address the unique risks of Caribbean living, including hurricane season.
What home insurance may cover
Hurricane & Windstorm Damage
Coverage options may include protection against structural damage caused by hurricanes and windstorms, subject to policy terms, limits, and underwriting requirements.
Fire and Smoke Damage
Available options may include coverage for damage to your home caused by fire or smoke, subject to policy exclusions and the carrier's terms.
Flooding & Water Damage
Coverage may include certain types of water damage, though flood coverage terms and exclusions vary significantly by carrier and policy wording.
Theft and Burglary
Available options may include coverage for loss resulting from theft or burglary, subject to policy limits, deductibles, and underwriting.
Structural Damage
Coverage options may include protection for the physical structure of your home against covered perils, subject to the sum insured and policy conditions.
Temporary Accommodation Costs
Some policies may include coverage for temporary living expenses if your home becomes uninhabitable due to a covered loss, subject to limits and carrier approval.
Related insurance products
Ready to get covered?
Request a free quote from Compass Insurances and explore home insurance options suitable for your needs.