27 years of protecting
what matters most
Compass Insurances has been Sint Maarten's trusted insurance broker since 1997. We combine deep local knowledge with access to the Caribbean's best carriers to deliver coverage you can count on.
Insurance that works for you — not against you
Too many people discover their insurance gaps only when disaster strikes. At Compass, we believe in proactive, transparent advice that ensures you're genuinely protected — not just covered on paper.
As an independent broker, we work for you — not for the insurance companies. That means we compare options from our carrier partners, explain the terms clearly, and advocate for your interests at every step. Coverage options are subject to carrier terms, limits, exclusions, and underwriting requirements.
Request a QuoteOur core values
Local Expertise
We know Sint Maarten — its risks, its people, and its needs. Our advice is grounded in decades of local experience.
Personal Service
You're not a policy number. We take time to understand your situation and find coverage options that truly fit.
Access to Carrier Options
As an independent broker, we work with trusted regional and international carriers to help you explore suitable coverage options where available.
Claims Advocacy
When you need us most, we're in your corner. We guide you through the claims process and advocate for a fair outcome on your behalf.
Milestones
Compass Insurances founded in Philipsburg, Sint Maarten
Expanded product range to include group and business insurance
Became preferred broker for Guardian Group in the Dutch Caribbean
Celebrated 20 years of protecting Sint Maarten families
Launched digital quote request platform for faster service
Backed by trusted regional and international carriers
Compass works with established carriers to help clients access suitable coverage options for personal, family, and business needs. Product availability may vary by carrier and underwriting requirements.
Ready to work with us?
Get a free, no-obligation quote from Sint Maarten's trusted independent insurance broker.