Licensed Insurance Broker · Sint Maarten Since 1997 · Call +1 (721) 542 2070
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Licensed Insurance Broker · Sint Maarten · Since 1997

Insurance You Can
Rely On in
St. Maarten

Personal and business insurance solutions tailored to your needs, with reliable support and guidance every step of the way.

Local expertise
Fast response
Coverage options tailored to you
Professional insurance consultation in St. Maarten office with advisor and client reviewing documents

Trusted locally

Serving St. Maarten since 1997

27+
Years of local expertise
3
Trusted carrier partners
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Insurance for every
part of your life.

From protecting your family to covering your business — Compass offers comprehensive solutions tailored to the realities of life in St. Maarten.

Caribbean family on beach in St. Maarten representing life insurance and financial security

Financial security for your family

Life Insurance

Protect your loved ones with a life insurance plan tailored to your situation — including savings insurance designed for your unique goals.

  • Term & whole life options
  • Savings insurance plans
  • Family protection coverage
  • Flexible premium structures
Doctor in medical clinic reviewing health insurance documents with patient

Local & international coverage

Medical Insurance

Comprehensive health coverage for medical expenses on Sint Maarten and abroad — so you're never caught unprepared.

  • Local & overseas coverage
  • Hospitalization & specialists
  • Prescription benefits
  • Dental & vision add-ons
Caribbean home in St. Maarten representing property and home insurance coverage

Home, vehicle & asset protection

Property Insurance

Protect your home, vehicle, and valuables against hurricanes, theft, and unexpected damage — critical in the Caribbean.

  • Hurricane & storm coverage
  • Home & contents protection
  • Vehicle insurance
  • Commercial property
Business team in St. Maarten office reviewing group insurance plan documents

Protecting your team & operations

Group & Business Insurance

From group health plans to commercial coverage, Compass advises businesses on the vital insurance solutions that keep your team protected and your operations running.

  • Group health & life plans
  • Employer liability coverage
  • Commercial property
  • Tailored business packages

Not sure what coverage you need?

Our advisors will help you find the right plan for your situation.

Talk to an Advisor

Why work with
Compass?

Insurance is only as good as the broker behind it. For over 27 years, Compass has built its reputation on honest advice, local knowledge, and genuine care for every client.

Licensed Broker

Sint Maarten · Est. 1997

Local Knowledge of St. Maarten

Rooted in Sint Maarten

We know the island — hurricane season, local regulations, and the real risks families and businesses face here. Our advisors have been part of this community since 1997.

Personalized Insurance Guidance

Advice tailored to you

No two clients are the same. We take the time to understand your situation and recommend coverage that genuinely fits — not a one-size-fits-all policy.

Access to Multiple Insurance Options

Independent, unbiased

As an independent broker, we work with PALIG, Nagico, and Guardian Group — giving you real choice and the confidence that you're getting the right plan at the right price.

Fast and Reliable Support

Real people, real answers

When you have a question or need to make changes to your policy, you reach a real person — not a call centre queue. We respond quickly because we know your time matters.

Claims Assistance When It Matters Most

We stand by your side

Filing a claim is stressful enough. Our team walks you through every step, advocates on your behalf, and works to ensure you receive what you're entitled to — without the runaround.

How It Works

Getting the right insurance coverage is easier than you think. Three simple steps and you're protected.

Step 1

Request a Quote

Fill out our simple quote form, give us a call, or send a WhatsApp message. It only takes a few minutes — no lengthy paperwork, no confusing jargon.

01
Step 2

We Review Your Needs

Our licensed advisors take the time to understand your situation and compare options across our trusted carrier partners — finding coverage that truly fits your life and budget.

02
Step 3

Receive Coverage Options

We present you with clear, tailored coverage options — no pressure, no confusion. Choose what works for you and we handle everything from there.

03
Request a Quote

No commitment required · Response within 1 business day

Need to File a Claim?

Compass helps guide clients through the claims process with clear communication and responsive support — so you're never left navigating it alone.

Get Claims Assistance
Ready to Get Started?

Get Covered with Confidence

Whether you need personal or business insurance, Compass is ready to help you find the right coverage.

Trusted by St. Maarten families & businesses since 1997 — no obligation, no pressure.

Ready to get
protected?

Request a free quote, ask a question, or visit us at our Philipsburg office. We're here to help you find the right coverage.

Our Office

Compass Insurances

W.A. Nisbeth Road #99

Philipsburg, Sint Maarten

Office Hours

Monday – Friday8:00am – 5:00pm
Lunch break12:00pm – 1:00pm
Saturday – SundayClosed

Request a Free Quote

Fill in your details and we'll get back to you within 1 business day.

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