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Insurance/Personal Insurance/Health Insurance

Health Insurance

Healthcare costs in the Caribbean can be significant, especially for specialist care or medical evacuation. Compass helps you explore suitable health insurance options from our carrier partners where available, for individuals and families in Sint Maarten.

Coverage options may include

The following are examples of coverage that may be available, subject to policy terms, limits, exclusions, and underwriting requirements. Not all options are available from every carrier.

Doctor and Specialist Visits

Coverage options may include benefits for consultations with general practitioners and specialists, subject to policy terms, co-payments, and network requirements.

Hospital and Surgical Care

Available options may include coverage for inpatient hospital stays and surgical procedures, subject to pre-authorisation requirements, limits, and policy exclusions.

Emergency Medical Treatment

Coverage may include emergency medical care, including treatment at local facilities in Sint Maarten, subject to policy terms and carrier approval.

Prescription Medications

Some plans may include coverage for prescription medications, subject to formulary restrictions, co-payments, and policy limits.

International Medical Coverage

Available options may include coverage for medical treatment outside Sint Maarten, subject to the plan selected, geographic limits, and underwriting.

Preventive Care

Coverage options may include preventive care and wellness check-ups, though the scope of preventive benefits varies by carrier and plan.

Ready to explore your options?

Speak with a Compass advisor about health insurance coverage options. Subject to policy terms and underwriting.

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