Business Insurance
Running a business in Sint Maarten comes with real risks. Compass helps you explore suitable business insurance options from our carrier partners where available — covering your property, operations, and liability exposures.
Coverage options may include
The following are examples of coverage that may be available, subject to policy terms, limits, exclusions, and underwriting requirements. Not all options are available from every carrier.
Commercial Property Coverage
Coverage options may include protection for your business premises and physical assets against fire, storm, and other covered perils, subject to policy terms and underwriting.
Business Interruption
Available options may include coverage for loss of income and ongoing expenses if your business operations are interrupted by a covered event, subject to policy limits and conditions.
General Liability Protection
Coverage options may include protection against third-party claims for bodily injury or property damage arising from your business operations, subject to policy terms and exclusions.
Equipment and Inventory
Available options may include coverage for business equipment, stock, and inventory against covered perils, subject to sum insured, deductibles, and underwriting.
Employee Dishonesty
Some policies may include coverage for financial loss resulting from dishonest acts by employees, subject to the carrier's terms, limits, and underwriting requirements.
Cyber Liability
Cyber liability coverage may be available as a standalone policy or endorsement for eligible businesses, subject to the carrier's appetite and underwriting.
Ready to explore your options?
Speak with a Compass advisor about business insurance coverage options. Subject to policy terms and underwriting.
Related coverage options
Commercial Property Insurance
Dedicated coverage options for your business premises and assets.
Learn MorePublic Liability Insurance
Protection options against third-party claims.
Learn MoreBusiness Interruption Insurance
Income protection options if your business is disrupted.
Learn MoreCoverage availability, limits, exclusions, deductibles, and premiums depend on the carrier, policy wording, and underwriting requirements.