All Insurance
Products
From protecting your car to securing your family's future, Compass Insurances offers comprehensive coverage tailored to life in Sint Maarten.
As an independent insurance broker, Compass helps clients compare suitable coverage options from trusted carriers including PALIG, Nagico Insurances, and Guardian Group.
Personal Insurance
Coverage for individuals and families
Auto Insurance
Covers your vehicle against accidents, theft, and damage. Third-party and comprehensive options available.
Home Insurance
Protects your home structure from hurricanes, fire, flooding, and other risks common in the Caribbean.
Contents Insurance
Covers your personal belongings — furniture, electronics, and valuables — against loss, theft, or damage.
Health Insurance
Medical insurance for individuals and families, covering doctor visits, hospitalization, and specialist care.
Life Insurance
Provides financial security for your family if you pass away. Term and whole life options available.
Travel Insurance
Covers trip cancellations, medical emergencies abroad, lost luggage, and travel delays.
Personal Accident Insurance
Pays a lump sum or benefit if you suffer a serious injury or accidental death, regardless of fault.
Critical Illness Insurance
Provides a cash payout on diagnosis of serious conditions like cancer, heart attack, or stroke.
Boat and Yacht Insurance
Covers your vessel against damage, theft, and liability while on the water or in storage.
Savings, Pension and Education Plans
Long-term plans to build savings, fund retirement, or set aside money for your children's education.
Business Insurance
Coverage for businesses and organisations
Business Package Insurance
A bundled policy combining property, liability, and business interruption cover for small to medium businesses.
Commercial Property Insurance
Protects your business premises, equipment, and stock against fire, storm, theft, and other damage.
Business Interruption Insurance
Replaces lost income and covers ongoing expenses if your business is forced to close due to an insured event.
Public Liability Insurance
Covers legal costs and compensation if a third party is injured or their property is damaged by your business.
Employer's Liability Insurance
Protects your business if an employee is injured or becomes ill as a result of their work.
Professional Indemnity Insurance
Covers claims made against professionals for errors, omissions, or negligent advice in their services.
Directors Liability Insurance
Protects company directors and officers from personal liability arising from management decisions.
Commercial Vehicle Insurance
Covers vans, trucks, and fleets used for business purposes against accidents, damage, and liability.
Construction All Risk Insurance
Covers construction projects from start to finish, including materials, equipment, and third-party liability.
Marine Cargo and Marine Liability
Protects goods in transit by sea and covers liability arising from marine operations.
Cyber Liability Insurance
Covers your business against data breaches, cyberattacks, and the costs of recovery and notification.
Money, Burglary and Fidelity Insurance
Protects your business cash, assets, and against employee dishonesty or theft by third parties.
Group Health and Group Life Insurance
Employee benefit plans providing health and life coverage for your entire workforce under a single policy.
Our Carrier Partners
Compass works with trusted regional and international insurance carriers to help clients find suitable coverage for personal, family, and business needs.
PALIG
Life, health, and accident benefit solutions.
Nagico Insurances
General insurance solutions for personal, property, vehicle, marine, and business risks.
Guardian Group
Life, health, general insurance, employee benefits, and financial protection solutions.
Product availability may vary by territory, carrier, and underwriting requirements.
Not sure which coverage you need?
Our advisors will assess your situation and recommend the right protection — at no obligation.