Business Interruption Insurance
When a hurricane, fire, or other covered event forces your Sint Maarten business to close temporarily, business interruption insurance may help replace lost income and cover ongoing expenses while you get back on your feet.
What this can help protect
Coverage options may include the following, subject to policy terms and underwriting requirements. Business interruption cover is typically linked to a material damage policy.
Lost Revenue & Gross Profit
Coverage options may include compensation for lost gross profit or revenue during the period your business is unable to operate due to a covered insured event.
Fixed Ongoing Expenses
May help cover fixed costs such as rent, loan repayments, and staff salaries that continue even when your business is not generating income.
Temporary Relocation Costs
Coverage options may include the additional costs of operating from a temporary location while your primary premises are being repaired or rebuilt.
Extended Indemnity Period
Some policies may provide coverage for an extended period to allow your business to return to its pre-loss trading level, subject to policy terms.
Supplier & Customer Disruption
Coverage options may include losses arising from disruption at a key supplier's or customer's premises, subject to policy definitions and terms.
Utilities & Service Interruption
Some plans may help cover losses resulting from interruption to essential utility services such as electricity or water, subject to policy terms and carrier approval.
Ready to protect your business income?
Speak with a Compass advisor about business interruption coverage options. Subject to policy terms and underwriting.
Related coverage options
Commercial Property Insurance
Coverage options for your business premises, stock, and equipment.
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Protection against cyber incidents that disrupt your operations.
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Protection against third-party injury and property damage claims.
Learn MoreCoverage availability, limits, exclusions, deductibles, and premiums depend on the carrier, policy wording, and underwriting requirements.