Protecting Families &
Businesses in St. Maarten
Independent insurance advice tailored to Caribbean life. We help individuals, families, and businesses find the right coverage from trusted local and international carriers.
How can Compass help you today?
Your independent insurance partner in the Caribbean
Compass Insurances is a licensed independent broker based in Sint Maarten. We help individuals, families, and businesses navigate insurance with honest advice and access to the region's top carriers.
Independent Broker
We work for you, not the insurers. Our advice is unbiased and tailored to your needs.
Multiple Carrier Partners
Access to leading regional and international insurers so you get the best coverage options.
Local Support
A dedicated team based right here in Sint Maarten, ready to assist you in person.
Claims Assistance
We guide you through every step of the claims process so you're never left on your own.
Serving St. Maarten Since 1997
Over 27 years of protecting families and businesses across the island.
How we work with you
Tell us what you need
Share your situation — personal, family, or business — and what matters most to you.
We compare options
Our advisors review coverage options from multiple carriers to find the best fit.
You choose coverage
We present clear options with no pressure. You decide what works for you.
We support you
From policy setup to renewals and claims, Compass is with you every step of the way.
What would you like to protect?
Whether you're an individual, a family, or a business owner, Compass has the right coverage for you.
Personal Insurance
From auto and home to health, life, and travel — we help individuals and families find the right coverage for every stage of life.
Business Insurance
Comprehensive commercial coverage for businesses of all sizes — from liability and property to marine, cyber, and group benefits.
We're here when you need us most
Filing a claim can be stressful. Compass guides you through every step with clear communication and responsive local support.
How to File a Claim
Step-by-step guidance on starting your claim and what documents you'll need.
Understanding Your Policy
Learn what's covered, what's excluded, and how to read your insurance documents.
Speak to a Claims Advisor
Our team is available to guide you through the process and answer your questions.
Hurricane & Disaster Preparedness
What to do before and after a storm to protect your property and speed up your claim.
Need immediate claims help?
Call or WhatsApp our team directly — Mon–Fri 8am–5pm
Get covered with confidence
Tell us what you need and a Compass advisor will reach out within one business day with personalised coverage options — no pressure, no jargon.
Request a Free Quote
We'll get back to you within 1 business day.